About Shankar

I learned the cost of not planning before I ever learned how to plan.

My grandmother was a millionaire in her time.
She owned multiple businesses, several real estate properties, and had substantial assets in the bank. Her brother — an accomplished attorney — never created an estate plan for her. No will. No trust. No structure. No clarity.

When she passed, everything was left in uncertainty.

40 years later, today, it still hasn’t fully ended.

Her children passed away one by one. Now the responsibility — and the confusion — rests on the shoulders of her grandchildren. We’re left trying to untangle what should have been clear decades ago.

Ironically, the same lawyer who failed to plan for her also failed to plan for himself, leaving his own children in the same predicament.

I watched this unfold firsthand.

And somewhere along the way, I made a promise & that promise is why Kronos Wealth Strategies exists:

I will never do this to my family.
I will never let my clients do this to theirs.

I insured my life & my mortgage at the ripe old age of 25; I wrote my will, my eulogy & my autobiography at ~30; I have since updated all of them at least 4 times.

Why? Because it's needed whenever you experience signficant life changes - marriage, the joy of children, the trauma of divorce, evolving finances, hybrid family life, and even pivotal points in your life.

Many moons ago, I was offered the traditional financial planning path through American Express Financial Advisors, MetLife, and Nationwide.

I passed the interviews. I passed the tests. I walked away.

At the time, I didn’t trust myself to navigate the ethical conflicts I saw in the industry. I cared too much about doing what was right — even when it wasn’t profitable.

Twenty years later, with experience, maturity, and perspective, I came back — not because I needed a career, but because I already had the calling.

I realized something simple:

I had been doing this work my entire life. I just hadn’t formalized it yet.

Education

• Undergraduate degree in Economics
  New York University
• Undergraduate degree in Philosophy
  Rutgers University
• A lifelong student of law, finance, history, and human behavior

Early & Parallel Careers

• Mobile Application Architect building systems that run lives
• Architected platforms for Fortune 100 global financial institutions
• Lived and worked internationally in Europe and South America
• Entrepreneur and business owner for over 30 years
• Software Architect for over 25 years
• Technical Project Manager for 12 years

I don’t fear complexity. I organize it.

I don’t sell products.
I don’t push templates.
I don’t “do estate documents.”
I don’t believe in “good enough.”

Every family deserves:

• Clarity instead of confusion
• Intent instead of assumption
• Structure instead of silence

Your estate planning is an act of love — and love deserves precision.

I design your legacy with astute foresight, jurisdictional awareness, & generational planning. This is not a transaction; you are not buying a product/document. This is sophisticated, strategic & long-term legacy design for those who value discretion, clarity, and continuity.

The more complex your life, the more you need planning with vision & purpose.

I do this work because I’ve lived the consequences of not doing it.

I do this work because I refuse to let families inherit chaos.

And I do this work so that when your time comes —
Your legacy doesn’t become your family’s burden.

Your story deserves a clean ending.
Your family deserves peace.
Your time deserves respect.

That’s why I do this.